Is Public and Product Liability Insurance right for you?
If you run a business, sell products, or provide services, public and product liability insurance could be essential for protecting you from costly claims.
Public Liability Insurance
This covers you if a customer, client, or member of the public is injured or their property is damaged due to your business activities. Whether you run a café, a retail store, or a trade service, accidents happen—and legal costs can be expensive.
Ask yourself:
Do customers or clients visit your business premises?
Do you work in public spaces or at clients’ locations?
Could someone trip, slip, or get injured due to your business operations?
If you answered yes to any of these, public liability insurance is worth considering!
Product Liability Insurance
If your business manufactures, sells, or distributes products, you could be held liable for any harm they cause—even if the issue wasn’t directly your fault.
Ask yourself:
Do you sell physical products to consumers or businesses?
Could a defect, fault, or incorrect usage of your product cause harm?
Are you responsible for imported or third-party products?
If the answer is yes, product liability insurance can help protect your business from costly legal claims.
